Editorial principles
- Use primary sources for provider facts and show the observation date.
- Keep unknowns visible instead of filling gaps with assumptions.
- Separate public customer-review signals from product facts.
- Do not rank products or recommend one to an individual.
- Correct material errors transparently.
Scope of review
An author review is not legal advice, an FCA authorisation assessment, a policy-wording audit or an actuarial endorsement of any provider. Readers should verify current terms and regulatory status independently.